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Help Article | How to add a bank account | Android


You can send and receive money after you've added your bank account to WhatsApp.
To add your bank account, you will need:
  • An active account at an Indian bank that supports UPI (Unified Payment Interface). The primary phone number associated with this bank account must match the phone number of your WhatsApp account.



To add your bank account from Settings:
  1. Tap More options
     > Settings > Payments > Add payment method > Continue.
  2. Tap Accept and Continue to accept our Payments Terms and Privacy Policy.
  3. From the list of banks, tap the name of your bank.
  4. Tap Verify via SMS > Allow. If WhatsApp already has permission to make and manage phone calls, you won't need to grant permission.
  5. Tap the bank account you want to add to send and receive payments with WhatsApp.
  6. Tap Send A Payment or Done.
To add your bank account from Chat:
  1. Open a chat with the person you want to send money to > tap the Payments
     icon. Alternatively, you can tap Attach
     > Payment.
  2. Enter the rupee amount you'd like to send > tap Next > tap Get Started.
  3. Tap Accept and Continue to accept our Payments Terms and Privacy Policy.
  4. From the list of banks, tap the name of your bank.
  5. Tap Verify via SMS > Allow. If WhatsApp already has permission to make and manage phone calls, you won't need to grant permission.
  6. Tap the bank account you want to add to send and receive payments with WhatsApp.
  7. To verify your debit card, tap Continue.
  8. Verify your debit card details > tap Verify Card.
Note:
  • You will be asked to confirm your UPI PIN before sending a payment.
  • If you haven’t set up a UPI PIN yet, you’ll be asked to do so by verifying the last 6 digits of your debit card and the expiration date.
  • You will only have to accept the Payments Terms and Privacy Policy during your initial bank set up.
  • If you don't see your bank listed, it may not be supported.
  • WhatsApp payments uses UPI and supports most major banks. The phone number associated with your WhatsApp account is used to identify your bank account information to enable payments. To learn more, please refer to this article.
  • To use payments, make sure you're using the latest version of WhatsApp. If you're having trouble downloading it through the Google Play Store, visit whatsapp.com/download.
For iPhone, read this article.

 



WhatsApp Features

TEXTS

Simple, Reliable Messaging

Message your friends and family for free*. WhatsApp uses your phone's Internet connection to send messages so you can avoid SMS fees



* Data charges may apply. Contact your provider for details.




GROUP CHAT

Groups to keep in touch

Keep in touch with the groups of people that matter the most, like your family or coworkers. With group chats, you can share messages, photos, and videos with up to 256 people at once. You can also name your group, mute or customize notifications, and more.


 



WHATSAPP ON WEB AND DESKTOP

Keep the Conversation Going

With WhatsApp on the web and desktop, you can seamlessly sync all of your chats to your computer so that you can chat on whatever device is most convenient for you. Download the desktop app or visit web.whatsapp.com to get started

 




WHATSAPP VOICE AND VIDEO CALLS

Speak Freely

With voice calls, you can talk to your friends and family for free*, even if they're in another country. And with free* video calls, you can have face-to-face conversations for when voice or text just isn't enough. WhatsApp voice and video calls use your phone's Internet connection, instead of your cell plan's voice minutes, so you don't have to worry about expensive calling charges.

* Data charges may apply. Contact your provider for details.

 




END-TO-END ENCRYPTION

Security by Default

Some of your most personal moments are shared on WhatsApp, which is why we built end-to-end encryption into the latest versions of our app. When end-to-end encrypted, your messages and calls are secured so only you and the person you're communicating with can read or listen to them, and nobody in between, not even WhatsApp.




PHOTOS AND VIDEOS

Share Moments that Matter

Send photos and videos on WhatsApp instantly. You can even capture the moments that matter to you most with a built-in camera. With WhatsApp, photos and videos send quickly even if you're on a slow connection.


 




DOCUMENTS

Document Sharing Made Easy

Send PDFs, documents, spreadsheets, slideshows and more, without the hassle of email or file sharing apps. You can send documents up to 100 MB, so it's easy to get what you need over to who you want.





VOICE MESSAGES

Say What's On Your Mind

Sometimes, your voice says it all. With just one tap you can record a Voice Message, perfect for a quick hello or a longer story.



 

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